gst-financial-ai-calculator

🧮 GST/Financial AI Calculator

AI-powered GST and Financial Calculator with natural language processing for Indian tax calculations, EMI, SIP, and comprehensive financial tools.

🌐 Live Demo

https://amankumar964394-crypto.github.io/gst-financial-ai-calculator/

🚀 Features

✅ GST Calculator

• Calculate GST at 5%, 12%, 18%, 28%
• Add or Remove GST from amount
• CGST + SGST breakdown (Intra-state)
• IGST calculation (Inter-state)
• Instant results with detailed breakdown

✅ Income Tax Calculator (FY 2024-25)

• New Tax Regime - Simplified slabs with rebate up to ₹7 lakh
• Old Tax Regime - With deductions support
• Deductions Supported:
  • Section 80C (PPF, ELSS, LIC) - Max ₹1,50,000
  • Section 80D (Health Insurance) - Max ₹25,000
  • Home Loan Interest - Max ₹2,00,000
  • NPS 80CCD(1B) - Max ₹50,000
• Detailed Breakdown:
  • Taxable income calculation
  • Income tax + 4% cess
  • Take-home salary
  • Effective tax rate

🔜 Coming Soon

• EMI Calculator (Home, Car, Personal loans)
• SIP Returns Calculator
• Compound Interest Calculator
• AI Natural Language Queries

🛠️ Tech Stack

• Frontend: Next.js (React)
• Styling: Tailwind CSS
• Deployment: GitHub Pages
• Hosting: 100% FREE forever

💰 Tax Slabs (FY 2024-25)

New Regime

• Up to ₹3,00,000: Nil
• ₹3,00,001 - ₹7,00,000: 5%
• ₹7,00,001 - ₹10,00,000: 10%
• ₹10,00,001 - ₹12,00,000: 15%
• ₹12,00,001 - ₹15,00,000: 20%
• Above ₹15,00,000: 30%

Rebate: Full tax rebate for income up to ₹7 lakh

Old Regime

• Up to ₹2,50,000: Nil
• ₹2,50,001 - ₹5,00,000: 5%
• ₹5,00,001 - ₹10,00,000: 20%
• Above ₹10,00,000: 30%

Plus deductions under various sections

📦 Local Development

# Clone repository
git clone https://github.com/amankumar964394-crypto/gst-financial-ai-calculator.git

# Install dependencies
cd gst-financial-ai-calculator
npm install

# Run development server
npm run dev

# Build for production
npm run build

# Export static site
npm run build

🎯 Use Cases

• Freelancers: Calculate GST on invoices
• Salaried Employees: Compare Old vs New tax regime
• Business Owners: Quick GST calculations
• Tax Planning: Optimize deductions
• Financial Planning: Understand take-home salary

📱 Features

✅ Responsive design - Works on mobile, tablet, desktop ✅ Fast calculations - Instant results ✅ No registration required ✅ 100% client-side - Your data stays private ✅ Always online - No downtime ✅ FREE forever - No hidden charges

📝 License

MIT License

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Built with ❤️ by Bhindi AI